THE INDONESIAN BANKING INDUSTRY COMPETITION: FINANCIAL CONGLOMERATION APPROACH
Kata Kunci:
conglomeration, financial conglomeration, bank, competition, Panzar Rosse model.Abstrak
Abstract. This study was conducted to analyze the existence of economies ofscope and competition in the Indonesian banking industry based on the
phenomenon of financial conglomerates. By using the New Empirical Industrial
Organization method, this study contributed to enrich the literature of banking
industry competition in Indonesia. The results of the study showed that
conglomeration increased market power and decreased market level competition.
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