INDRAJAYA, Sonny; IMAROH, Tukhas Shilul. Shortcomings and Risks of Borrowing Funds Through online P2P Lending Applications for Trader. IJIEM - Indonesian Journal of Industrial Engineering and Management, Jakarta, Indonesia, v. 7, n. 1, p. 65–75, 2026. DOI: 10.22441/ijiem.v7i1.32571. Disponível em: https://training-ojs3-publikasi.mercubuana.ac.id/index.php/ijiem/article/view/32571. Acesso em: 28 may. 2026.